Loan Documentation & Processing Analyst 2

Location: Mumbai, Maharashtra

Job Type: Full-time

Job Overview

The Loan Doc & Proc Analyst 2 is a developing professional role responsible for analyzing, assessing, and monitoring loan processes and documentation. The role requires specialty area knowledge, the ability to interpret data, identify policy gaps, and recommend improvements. The analyst will work closely with internal teams and external customers to ensure compliance and efficiency in loan processing.

Key Responsibilities

???? Loan Processing & Documentation:

Prepare, review, and manage loan documentation while supporting various tasks related to the loan process.
Independently process and close loans in a complex loan operations environment.
Perform loan reconciliations, cash transactions, payments, and general ledger entries.
Interact with other counterparties regarding positions and outstanding balances/claims.

???? Risk & Control Management:

Support a diverse range of risk and control-related services.
Follow established procedures to identify, investigate, and resolve problems in loan processing.
Ensure compliance with policies, audit requirements, and risk control measures.
Monitor and reduce errors to minimize risks to the bank.
Escalate inquiries and manage issues related to loan processing.

???? Process Improvement & Reporting:

Recommend process improvements to enhance loan documentation efficiency.
Design and analyze loan documentation reports to support management decisions.
Assist in the implementation of process improvements in loan documentation.

???? Stakeholder & Customer Interaction:

Directly interact with external customers to explain and disseminate information.
Utilize strong communication and interpersonal skills to engage with internal teams and stakeholders.
Exchange complex and sensitive information while maintaining professionalism and compliance.

Qualifications & Skills

✔ Education:

Bachelor’s/University degree or equivalent experience.

✔ Experience:

4 to 5 years of relevant experience in loan documentation and processing.
Understanding of business processes, systems, and tools used in loan processing.
Awareness of risk management, compliance policies, and control measures.
Ability to identify, mitigate, and escalate risks and issues.

✔ Technical & Functional Skills:

Strong knowledge of banking systems and loan processing tools.
Good understanding of loan processes, procedures, products, and services.
Ability to assess risk and ensure compliance with regulations and company policies.
Analytical and problem-solving skills to handle loan documentation efficiently.

Why Join Us?

✔ Work with one of the leading financial institutions.
✔ Opportunity to develop expertise in loan processing and risk management.
✔ Collaborative and diverse work environment.
✔ Strong focus on professional growth and career advancement.

???? Citi is an equal opportunity employer and encourages diversity and inclusion.

???? Apply now and become part of a high-performing Loan Processing team!