Job Title: Regulatory Reporting Specialist – Financial Reporting Cluster

Location: Gurugram, Haryana
Job Type: Full-Time
Shift Timings: 11:00 AM – 7:30 PM

Join Team Amex – You Lead the Way, We’ve Got Your Back

At American Express, we empower people and businesses to progress in incredible ways. As part of Team Amex, you’ll join a global and diverse community dedicated to providing world-class customer experiences with integrity, innovation, and excellence.

Here, you’ll be recognized for your contributions, leadership, and impact. You’ll have the opportunity to learn, grow, and shape your career, supported by comprehensive benefits, programs, and flexibility tailored to your personal and professional well-being.

Join Team Amex, and let’s lead the way together!

Function Description: Regulatory Reporting Team

The Regulatory Reporting Team delivers Bank Holding Company regulatory reports in compliance with Federal Reserve requirements for American Express Company and its subsidiaries. This team:

Prepares, reviews, and analyzes financial reports with a strong focus on control and compliance.
Implements new Federal Reserve requirements, including new reports and regulatory changes.
Collaborates with key stakeholders, including market financial controllers, subject matter experts, legal teams, treasury, and external regulators.
Emphasizes talent development, work-life balance, and team recognition.

Purpose of the Role

This role is part of the Financial Reporting Cluster within the Regulatory Reporting Team. The incumbent will:

Prepare and file quarterly/monthly regulatory reports for the Federal Reserve and other regulators.
Support liquidity reporting (FR2052a) and overall liquidity reporting processes.
Participate in Project Fast Forward and Bank Category Change Readiness from Category IV to Category III/II bank.
Work on implementing changes using the Regulatory Reporting Calculation Engine (R2CE).
Engage with senior leadership to provide progress updates and analytical insights.

Key Responsibilities

???? Regulatory Reporting & Compliance

Prepare and file Bank Holding Company regulatory reports, ensuring compliance with Federal Reserve and internal policies.
Maintain adherence to internal control frameworks to ensure reporting integrity.
Support projects focused on automating and simplifying regulatory reporting processes.
Assist in responding to inquiries from the Federal Reserve, General Counsel’s Office (GCO), and other regulatory bodies.

???? Stakeholder Collaboration & Project Management

Work closely with Controllership, Treasury, Business Units, and Finance teams to source information and meet reporting deadlines.
Engage with senior stakeholders to ensure successful implementation of bank category changes.
Coordinate and support testing and implementation of reporting changes on the R2CE platform.

???? Analysis & Process Improvement

Identify and resolve reporting discrepancies by analyzing financial data and regulatory guidance.
Support continuous process improvement by implementing best practices and innovative solutions.

Critical Success Factors

✅ Regulatory & Treasury Expertise

Strong understanding of Treasury functions, liquidity management, and regulatory compliance.
Experience in Liquidity Reporting Management (LRM), Liquidity Coverage Ratio (LCR), and Net Stable Funding Ratio (NSFR).

✅ Analytical & Problem-Solving Skills

Ability to interpret, document, and apply regulatory reporting requirements.
Strong analytical and problem-solving skills with attention to detail.

✅ Communication & Stakeholder Management

Strong verbal and written communication skills to interact effectively with senior leadership and business partners.
Ability to explain complex regulatory requirements to stakeholders.

✅ Project Management & Innovation

Experience managing regulatory projects and process automation.
Ability to challenge the status quo and drive continuous improvement.

Required Qualifications

???? Education & Experience

Chartered Accountant (CA) or CPA preferred.
At least 3+ years' experience in accounting, reporting, or regulatory compliance.
Experience with US GAAP and financial accounting principles.

???? Technical & Platform Knowledge

Proficiency in Microsoft Office (Excel, PowerPoint, Word).
Hands-on experience with Oracle, Essbase, and R2CE architecture.

???? Industry & Business Knowledge

Prior experience in US Regulatory Reporting, External Reporting, or Liquidity Reporting (LCR/NSFR) is preferred.

Preferred Qualifications

???? Experience in financial systems and automation tools.
???? Understanding of American Express finance processes and systems.

Enterprise Leadership Behaviors

???? Set the Agenda: Define success, prioritize enterprise thinking, and lead with an external perspective.
???? Bring Others with You: Foster teamwork, provide coaching and feedback, and collaborate effectively.
???? Do It the Right Way: Communicate openly, make swift and effective decisions, and uphold Amex’s core values.

Why Join American Express?

✨ Competitive Compensation: Attractive base salary with bonus incentives.
???? Comprehensive Benefits: Medical, dental, vision, life insurance, and disability coverage.
???? Flexible Work Model: Hybrid, onsite, or virtual arrangements based on business needs.
????‍????‍???? Parental Leave: Generous paid parental leave policies.
????️‍♂️ Wellness & Mental Health Support: Free access to global on-site wellness centers and confidential Healthy Minds counseling.
???? Career Growth & Development: Extensive learning and training programs.

Equal Opportunity Employer

American Express is committed to diversity, equity, and inclusion. We make employment decisions without regard to race, color, religion, gender identity, sexual orientation, disability, veteran status, age, or any other legally protected status.

We also provide reasonable accommodations for individuals with disabilities during the hiring process. If you need assistance, please let us know.

Apply Today!

If you’re passionate about regulatory reporting, financial compliance, and process improvement, we encourage you to apply—you might be the perfect fit for our team! ????