Credit Analyst

Projects Overview

Date Posted: 04-Jul-2026
Job Type: Full Time
Job Exp: 2 Year
Salary: ₹15000 / MONTH
Location: bengaluru
Education Req: Bachelor's degree

Job description

???? Risk & Pricing Strategy Analyst – Bluevine

???? Location: Bengaluru, Karnataka (Hybrid Work)
???? Salary: Competitive
???? Work Type: Full-time | Permanent
???? Workplace: Hybrid (In-office days as per location & discipline)

???? About Bluevine

Bluevine is revolutionizing small business banking with innovative solutions in checking, lending, and credit. Our mission is to empower entrepreneurs with cutting-edge financial tools. Since 2013, we’ve supported 500,000+ customers nationwide, backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, and Citi Ventures.

Join our fast-paced, collaborative team and help shape the future of banking!

???? Responsibilities

✅ Risk & Pricing Strategy Development: Collaborate with lending managers, product, finance, risk analytics, and capital markets to enhance risk and pricing strategies.
✅ Process Optimization: Improve policies and workflows to build scalable processes.
✅ Data-Driven Decision-Making: Provide insights & recommendations to senior management for strategic planning.
✅ Automation & Implementation: Implement new strategies in Risk & Pricing automation.
✅ Operational Improvements: Align Bluevine's product, automation, and risk operations for efficiency.
✅ Pricing & Risk Analysis: Develop risk-based pricing structures, monitor campaigns, and assess impact.
✅ Performance Monitoring: Create executive-level reports for strategy reviews.

???? Qualifications & Skills

???? Education: Bachelor's Degree in a quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering).
???? Experience: 1-2 years in analytics, strategy, or related fields.
???? Technical Proficiency: SQL, Python, BI tools, and Excel.
???? Analytical & Strategic Thinking: Ability to interpret data, develop pricing strategies, and solve unstructured problems.
???? Business Acumen: Strong judgment in decision-making, leadership, and integrity.
???? Communication Skills: Ability to present complex concepts to diverse audiences.
???? Adaptability & Growth Mindset: Willingness to work in a fast-paced, entrepreneurial environment.

???? Benefits & Perks

???? Health Insurance & Life Insurance
???? Stock Options
???? Hybrid Work Model
???? Per Diem Allowance & Transportation Assistance (T&C apply)
???? Generous Paid Time Off & Holidays
???? Company-Sponsored Mental Health Benefits
???? Financial Advisory Services for Short & Long-Term Goals
???? Learning & Development Opportunities for Career Growth
???? Community-Based Volunteering Opportunities